80 20 Mortgage

If my house has increased in value, I can combine my mortgage 80:20 in a single mortgage?

I bought my house at 340K. A similar home just sold for 450k. I like to refinance my loans to two (one is about 250K and the other is about 50K) in a single loan of 380K (80K I'd like to do other projects at home). Think you can get this? The value of the properties in my neighborhood have been rising, even in the last year.

Yes, it is possible to finance back to its two loans into one single loan. You should contact a local mortgage banker / business to see if you can get trained and approved for a mortgage and as if your home is assessed for the amount you think. Remember there is a cost to refinance than it once you have contacted the bank or mortgage broker be sure to go over any possible cost for refinancing. Nobody works for free to ask for a fee no no loan will cost you points an extra point, or you will pay over the life of the loan. I hope this has been of some use to you, good luck. "FIGHT ON"

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