Bac Home Loans
what is BAC home loans?
I got a letter from my bank which is bank of america stating i owe 1,450 in interested on a forclosed home of mine and i need to bring it up to date..my home loan had nothing to do with bank of america,it was talor bean and whitaker..what is going to happen are they gonna freaze my bank account or something please help
BAC is a loan servicing company. They collect the actual monthly payments for the lender. The letters make it sound like they are Bank of America. Most of Taylor Bean’s loans have been sold-off to other companies. Just because Taylor is closed does not mean that you don’t have to pay the money. It is owed to whoever holds the “note” ( the IOU).
They will try to get you to pay them 50ยข on the dollar of what you owe. If you refuse, they will go to court and get a judgement. Then they can go after bank accounts. It will take months.
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