Bill Consolidation Loans

Who do you recommend for a debt consolidation service good? Any personal experiences?
I have about $ 15K card various credit and debt hospital bill. I am looking for a good company that makes debt consolidation loans. There are lots and lots of companies available, but I heard that there is both good and bad out there. Personal experiences are very important so if you have any – please share them. Also, is there a score or service for review or guide the consumer who has written about this field? Web links?
I have experience with credit cards .. In that moment I took the help of debt consolidation .. service help but then I realized it would be better if he entered the settlement service rather than debt consolidation deb. So just visit the debtconsolidation123.net. It's really great.
bill consolidation loan, www.curadebt.com, debt free