Debt Consolidation Bankruptcy
debt consolidation vs. bankruptcy?
okay.. i have a car and a few other loans that i can’t really afford to pay for. i’m running around crying everyday because i’ve managed to come up with nothing to solve my problem. i know i have a few options but i’m not sure what ones are right and what ones aren’t.
not only that but i’m young and don’t have much credit so my grandfathers name is attached to every loan i have. him and my grandmother have perfect credit and i don’t wanna go screwing his up. i don’t much care about mine..
is there anyway i can file for bankruptcy and not attach his name as well..? or debt consolidation?.. will he be involved also?
any suggestions are really appreciated! someone just HELP!
First off, you should be worried about your credit, even though it might not mean much to you now it will later in life. By avoiding debt now, you will only bring on bigger problems in the future. Also, filing for bankruptcy sound like a cop-out in your particular situation.
In my opinion, you should find a good bank that will help you consolidate all your debt into one easy to handle account, this way you can lock in a “hopefully low” interest rate and you won’t have to worry about several different lenders coming after you to collect.
I know Chase is a good bank for loan and debt consolidation, there are a lot of others too, but Chase has helped me a lot with student loans.
Good Luck! and don’t panic, just get your debt under control and take it a day at a time. All The Best!
-Todd Knows Stuff
$99/mo Debt Consolidation (Bankruptcy attorney: Raleigh, Wilson, Durham, Fayetteville)
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