Debt Consolidation Lenders

Paying off past Debt?

My husband and I have bad credit, we’ve been married for 6 months, and its from before we were married. We have 6,000 in savings and want to use it to pay off old debts. We dont know how much exactly we owe but are thinking its about that much. Theyre mostly past due accounts, and on my credit report it says purchased by another lender. How do we go about paying this old debt. Can we pay directly to the original lender or go through debt consolidation?

Once you have your debt paid off try to rebuild your credit. Others are right, having no dept is better than having savings. Build your credit rating back by using a prepaid credit card. Essentially you put money into an account you borrow against and then pay it off monthly to build a good credit rating.

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