Debt Consolidation Student
Where I can find debt consolidation "private student loans?
I am a young professional that is on my head in the private student loan debt and card balances. I found several companies willing to help me with my credit card debt but no luck with the private student loan debt because it is considered "safe" debt. My interest rates on these loans are more than 20% doing my monthly payments are $ 700. Because I have credit problems in the past I am considered a high risk "unable to get the banks to reduce my rate interest. Does anyone know of an agency that is willing to help people and "private" student loan debt? I'm looking for type of debt consolidation to reduce my interest rate and reduce my monthly payment. Please note these are private student loans not loans government. Thanks in advance!
Credit card debt is not secured debt. I do not know what difference it makes. You are paying for bad behavior past. You can continue shopping around and see if you can find a lender who is willing to let you borrow less than 20%. You may have to fight for a few years with a very tight budget until you get matters under control. Congress expanded the types of student debt that can not be discharged in bankruptcy. I do not know if yours falls into that category, but it is becoming difficult to move away from student debt.
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