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What is the best way to consolidate my debt? Student loans as a credit card and miscellaneous entertainment and

I have 25 and I am bound to put my life together, and of course my credit what is the best way?

First, without knowing the whole situation I give some advice based on what I see. Two rules of thought, if you can pay a 1-2 card payments should. If not, you pay what you can to the HIGHEST INTEREST card. In other words, if you have a loan of 5% on student loans say, 17% and an interest-free credit card company credit card 21% interest the company and all are $ 5,000 each (just using it for the entire number.) Minimum payment for each student loan and 17% card and all they have left more than 21% loan. When you pay 21% of the loan, then continue to pay the minimum 5% of the loan and pay as much as possible for the loan of 17%. The reason for this is that you continue to accrue more debt to the Company's higher interest. On the first pay, will to pay less and less. Do not worry about rushing to pay the student loan until the others are paid. Why?? What will you do, come back Education?? These are historically low interest (some have none) so you only pay the minimum until you can pay everything else.

Surviving Student Loans and College Debt


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