Home Equity Consolidation
I have a high debt-income ratio, however Ive got about $ 40,000 in equity in the property I would like to take.?
Not banks offer special programs that help consolidate the cc debt with its capital in the property. I have asked for debt consolidation "loans in the past and have been denied due to the debt too. I would like to refinance my home but I'm scarred that i will be rejected by the fact that I have to much debt. My Rating credit is around 680. I do not care if I personally never see the money I receive from my actions, I just want my cc accounts worth it!
Once get your FICO score up to about 735 you should have no problem get home equity. To improve results, stop charging and pay cards credit. It is difficult (but use every resource you can – work bonuses, tax, etc)
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