Home Mortgage Loan

Have the rules to ensure a commercial loan that changed the mortgage loans for housing?
Will it be more difficult to obtain a Commercial Loan Building 800 K say, six months ago? I will be in the market with this type of loan in the next week or two and a feel for the market right now.
Commercial loans have not taken the same residential success. Funding for home loans had become ridiculous beyond allowing everyone to get a loan, if they could make payments or not. Commercial loans has been consistent in its approach, so it has remained stable.
Mortgage Loan Modification 5 – Home & Real Estate Marketing Nov08 – Loss Mitigation works for Banks