Mortgage Comparison
how does closing costs affect my mortgage,and is there a down side to buying points?
I had read that the buyer(s) should consider if buying points is more important to them in order to lower their mortgage rate, in comparison to paying higher closing costs. This could just be a statement of either/or since the closing costs are a norm in buying , whereas buying points is a choice- not sure what the author intended here.
depends on your needs… if you buy points and plan to pay it off in the very short term you are wasting your money… if you plan on paying a 30 year term it is probably well worth your money… talk to your mortgage lender… if they dont give you an answer that you can live with i would suggest trying a different lender….
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